Detailed Information for Roy Patin Jr.

Refereed Articles 

Martinez, J., McNiel, D. W., & Patin, R. P. (2009).  Community Bank Use of FHLB Advances in the Kansas City Federal Reserve District, 2002-2008.  Central Business Review, XXVIII (1-2), 17-23.  

Martinez, J., Patin, R. P., & Barger, J. L. (2008).  Impact of a Subchapter S Designation as a Competitive Measure: Small Community Banks versus Credit Unions in Texas.  Midwestern Business and Economic Review (42), 5-10.  

Martinez, J., Patin, R. P., & McNiel, D. W. (2008).  Agricultural Banks' Use of FHLB Advances, 2002-2005.  Southwestern Journal of Economics, 10 (2).  

Patin, R. P., Martinez, J., & McNiel, D. W. (2007).  Viability of Community Banks in the Dallas Federal Reserve District: Evidence of Relationship and Transactional Orientation.  Journal of Applied Business Research, 23 (2), 93-100.  

Patin, R. P. & McNiel, D. W. (2006).  Chemical and Petroleum Refining Industry Credit Unions: Does Membership Diversity Affect Saftey and Performance?  Oil Gas and Energy Quarterly, 55 (1), 13-25.  

Patin, R. P., McNiel, D. W., & Martinez, J. (2004).  Membership Diversity In Educational Credit Unions: Impact on Risk and Performance.  Journal of Business and Economic Perspectives, 30 (1), 40-49.  

Patin, R. P., McNiel, D. W., & Martinez, J. (2004).  Occupational Credit Unions and Common Bond Requirements: Does Membership Diversity Impact Risk and Performance?  Southern Business and Economic Journal, 27 (3), 138-153.  

Patin, R. P. & McNiel, D. W. (2001).  Credit Union Common Bond Requirements: Does Membership Diversity Improve Performance and Safety?  Midwestern Business and Economic Review (27), 1-5.  

Patin, R. P. & McNiel, D. W. (1997).  The Performance and Safety of Credit Unions Managed Entirely by Volunteers.  Journal of Business and Economic Perspectives, 23 (1), 47-59.  

Patin, R. P. & McNiel, D. W. (1996).  Credit Union Safety and Parent Organization Employment Stability.  Journal of Financial and Strategic Decision Making, 9 (1), 89-99.  

Patin, R. P. & McNiel, D. W. (1996).  The Relative Safety and Performance of Petroleum Refining Industry Credit Unions.  Oil & Gas Tax Quarterly, 45 (1), 201-209.  

Patin, R. P. & McNiel, D. W. (1995).  Growing Competition in Consumer Loan and Deposit Markets: A Case of Market Interdependence Between Credit Unions and Commercial Banks.  Journal of Financial and Strategic Decision Making, 8 (2).  

Patin, R. P. & McNiel, D. W. (1993).  Credit Union Parent Company Instability Risk, Monetary Member Benefits, and Member Group Orientation.  Midwestern Journal of Business and Economics, 8 (2), 1-16.  

Patin, R. P. & McNiel, D. W. (1993).  Credit Union Safety: A Comparison of Georgia and Other U.S. Credit Unions.  Georgia Business and Economic Conditions, 53 (5), 4-6.  

Patin, R. P. & McNiel, D. W. (1992).  Safety of Non-federally Insured Versus Federally Insured Credit Unions in the United States.  Journal of Economics and Finance, 16 (3), 49-56.  

Patin, R. P. & McNiel, D. W. (1992).  The Safety of Texas Credit Unions: A Comparison with Other United States Credit Unions.  Southwest Journal of Business and Economics, 9 (2), 7-12.  

Patin, R. P. & McNiel, D. W. (1991).  Arkansas Credit Unions: Does Smaller Than Average Size Mean Lower Monetary Benefits to Members?  Arkansas Business and Economic Review, 24 (3), 6-12.  

Patin, R. P. & McNiel, D. W. (1991).  Benefit Imbalances Among Credit Union Member Groups: Evidence of Borrower Dominated, Saver Dominated, and Neutral Behavior.  Applied Economics, 23 (4B), 769-779.  

Patin, R. P. & McNiel, D. W. (1991).  Member Imbalances Between Borrowers and Savers: The Experience of Mississippi Credit Unions.  Business Insights, 10 (1), 89-92.  

Patin, R. P. & McNiel, D. W. (1990).  Are Borrowers and Savers Treated Equally?: The Experience of New York Credit Unions.  New York Economic Review, 20, 42-50.  

Patin, R. P. & McNiel, D. W. (1990).  Member Group Biases: The Case of Louisiana Credit Unions.  Delta Business Review, 1 (2), 40-44.  

Patin, R. P. & McNiel, D. W. (1990).  Texas Credit Unions and Member Group Biases.  Midwestern Business and Economic Review (11), 7-10.  

Patin, R. P., Robertson, P., & Burckel, D. (1989).  A Test of the Applicability of the Black-Scholes Call Option Model: Valuing S&P 100 Index Options.  Akron Business and Economic Review, 20 (3), 8-21.  

Non-Refereed Articles 

Patin, R. P. & McNiel, D. W. (1991).  Member Group Orientation of Credit Unions and Total Member Benefits.  Review of Social Economy, 49 (1), 37-61.  

Presentation of Refereed Papers 

National

Fukasawa, Y. & Patin, R. P. (2012). Forward Interest Parity in the 2007-2008 Recession: US Dollars and UK Pounds.   Academy of Economics and Finance, Charleston, South Carolina.

Patin, R. P., John, M., & Douglas, M. (2012). Pre- and Post-Recession Profitability Comparison Between Low Income Designated Credit Unions and Non-designated Credit Unions.   Academy of Economics and Finance, Charleston, South Carolina.

Patin, R. P., Martinez, J., & McNiel, D. W. (2010). Low Income Designated Credit Unions Versus Non-designated Credit Unions: A Comparison of Profitability, 2006-2009.   Academy of Economics and Finance, Houston, Texas.

Patin, R. P., Martinez, J., & McNiel, D. W. (2009). Performance and Safety Characteristics of Credit Unions with High versus Low Loan Delinquency Rates as of Second Quarter 2008.   Southwest Economic Association, Denver, Colorado.

Patin, R. P., Martinez, J., & McNiel, D. W. (2009). Relative Performance and Safety of Low-Income Designated Credit Unions Which Extend Real Estate Loans, 2nd Quarter 2008.   Academy of Economics and Finance, Pensacola Beach, Florida.

Martinez, J., Patin, R. P. , & McNiel, D. W. (2008, March). Funding Constraints at Community Banks and the Role of Federal Home Loan Bank Lending.   Southwestern Economics Association, Las Vegas, Nevada.

Patin, R., Martinez, J., & McNiel, D. W. (2007, March). Agricultural Banks' Use of FHLB Advances, 2002-2005.   Southwestern Social Sciences Association, Albuquerque, New Mexico.

Patin, R. P., Martinez, J., & McNiel, D. W. (2006, April). Influence of Credit Union Competition and Sub-Chapter S Designation on Selected Performance and Risk Related Variables of Community Banks in the Dallas Federal Reserve District in 2004.   Southwestern Social Sciences Association, San Antonio, Texas.

Patin, R. P., Martinez, J., & McNiel, D. W. (2005, March). The Effect of Operating Environment on the Behavioral Characteristics of Single Bond Credit Unions.   Southwestern Social Sciences Association, New Orleans, Louisiana.

Regional

Patin, R. P., Martinez, J., & Barger, J. L. (2006, March). Impact of a Sub-Chapter S Designation as a Competitive Measure: Small Community Banks versus Credit Unions in Texas.   The Federation of Business Disciplines, Oklahoma City, Oklahoma.

Presentation of Non-Refereed Papers 

Local

Patin, R. (2001, October). U.S. Credit Unions and the Common Bond Requirement.   Midwestern State University Faculty Forum, Wichita falls, Texas.

Regional

Patin, R. (2003, March). A Comparison of the Attitudes of Business Faculty Concerning Attributes of Complete Business Education.   Southwest Administrative Systems, Houston, Texas.

Research Grants 

Funded

2006: Martinez, J. E. & Patin, R. P. , The Viability of Community Banks in the Dallas-Federal Reserve District: An Empirical Assessment ($2,900.00), Midwestern State University Grants. Grant was awarded by the 2005-2006 MSU Grants Committee in the amount of $2900. So far, two presentations at professional meetings, one proceedings publication, and one peer reviewed journal article have resulted from the grant. An additional manuscript is under review at another peer reviewed journal.